Single-family rentals
The boring backbone: buying, underwriting and holding SFRs that clear their debt service at honest numbers.
3 pieces, ordered by horizon
Y1Why your first deal should be boringThe returns you brag about at Year 3 are the reason you quit at Year 6.Roadmap1mY3DSCR loans: what underwriters actually checkNot your income. Six things on the property, in the order they look.Deep dive1mY3How to analyze a rental property: the complete walkthrough (with real numbers)Income, expenses, financing, returns — the full underwriting sequence, the 1% rule and the 50% rule put in their place, and the numbers that make a lender say yes.Roadmap6mMore in Cashflow
House hackingLiving in the deal — the lowest-risk first door there is, and the financing order that keeps your next two purchases possible.Small multifamilyDuplex to fourplex and up to the five-unit line where everything changes: lending, insurance, and your weekends.Short & mid-term rentalsSTR and MTR as an income multiplier — hospitality operations, regulation risk, and when the extra yield stops being worth the extra job.Lending & notesBeing the bank: hard money lending, note investing, and earning real estate returns without owning a toilet.Operations & managementProperty managers, systems, and the written numbers that turn a pile of doors into a business that runs without heroics.